Chose Your Insurance Policy With Your Agent
If you have an incident involving your company or one of your employees, your insurance will pay for the rewards granted to the injured, up to your set limit, but also will usually pay for legal fees. This type of insurance is called Professional Indemnity Liability Insurance. The policy you chose will only cover you to the limit set in the policy you have chosen, so chose wisely. Your insurance agent will be able to go over different policies with you to determine what amount you need to be cover for. This will be determined by a lot of factors, most of which how much your business is worth.